In this paragraph, the applicant/co-applicant is referred to as “I” and the creditor(s) and financial institution(s) are referred to as “you”. Everything I have state in my application is true and correct. I understand that you will retain this application whether or not it is approved. You may share my application with the financial institution(s) and creditor(s) for the purposes of obtaining the credit I am requesting. These financial institution(s) and creditor(s) may share this application with other financial institution(s) and creditor(s) for such purpose. The financial institutions and creditors who receive my application may be requested to purchase a credit sale contract or provide me a loan in connection with my purchase. I authorize you and any financial institutions or creditors with who you share my application to obtain a consumer credit report, check my credit and employment history, and answer questions about their credit transactions or experiences with me.

If these financial institutions are unable to approve your credit, you authorize them to send your credit application to other financial institutions for consideration and to obtain a consumer credit report.

Notice of negative Information: We may report information about your account to Credit Bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.

Application acknowledges receipt of a  copy of their credit application.